Capital at risk. Crypto is unregulated in the UK and value can fall. Services not yet live — figures shown are illustrative.
Personal Business Markets Pricing White label About Get early access →
14d : 06h : 22m : 09s Request early access
Banking. Reimagined.

Your money,under one lock.

Spend, save, trade and invest across crypto and traditional finance — held in a single secured account. No middlemen between you and your money.

No annual fees
Instant settlement
150+ currencies
8% back
4929 ·· 1234 ·· 9012
Card holder
VaultaPay
VISA
Vaulta OTC Vaulta Exchange
£2B+
Projected trading volume
130+
Jurisdictions
150+
Fiat & crypto currencies
60+
Regulated counterparties
8%*
Max cashback rewards
<1s
Settlement time

* Indicative figures based on planned product features. Capital at risk. Services not yet live. See full risk warning.

The Vaulta ecosystem

Everything you need, behind one door

Interconnected services designed to work together. Move seamlessly between trading, spending, saving and investing — without leaving your vault.

Live

Vaulta Pay

Visa debit cards with up to 8% crypto cashback at 80M+ merchants worldwide.

Live

Vaulta OTC

Institutional-grade execution for large-volume trades with dedicated personal service.

Coming soon

Vaulta Exchange

Buy and sell 50+ tokens instantly with bank transfer, card or Apple Pay.

Coming soon

Vaulta Earn

Competitive yields on crypto and fiat. Capital at risk; not a savings deposit.

Coming soon

Vaulta Invest

Diversified portfolios and tokenised assets, managed from the same account.

Coming soon

Vaulta Business

Multi-currency accounts, team cards and treasury tools for growing companies.

Vaulta Pay card

Spend crypto, earn rewards

Top up from any wallet and spend in real time. Up to 8% back in the crypto of your choice on every purchase.

80M+ merchants
Contactless NFC
Instant settlement
Real-time rates
Apple Pay G  Google Pay VISA

Card scheme and wallet support subject to issuer approval.

Silver
VaultaPay
8% back
Metal
VaultaPay VISA
Markets

Live prices, zero friction

Buy and sell 50+ tokens instantly. Tight spreads and 0.1% trading fees — all within your Vaulta ecosystem.

1
B
Bitcoin
BTC
$63,695.00
2
Ξ
Ethereum
ETH
$1,725.82
3
Tether
USDT
$0.9990
4
$
USD Coin
USDC
$0.9999
5
XRP
XRP
$1.15
6
Solana
SOL
$71.79

Prices are indicative and for illustration only. Not a live feed until launch.

Rewards
up to
8%

Every purchase earns cashback in your choice of cryptocurrency. Rewards auto-compound when staked.

Choose BTC, ETH, USDT, USDC or SOL
No cap on rewards earnings
Auto-compound for maximum APY
Track rewards in real time
Get early access

Cashback rates are indicative, based on planned product tiers, and subject to change. Capital at risk. Crypto rewards may be subject to tax. Services not yet live. See risk warning.

Pricing

One plan per ambition

Transparent membership tiers. The cashback headline matches the plan you choose — no asterisk surprises.

Standard

Free no monthly fee
3% cashback
  • Virtual + physical card
  • Crypto top-up
  • GBP transfers
  • 150+ currencies
Get early access
Most popular

Premium

£9.99 per month
5% cashback
  • Everything in Standard
  • Lower FX rate
  • Priority support
  • Metal card eligible
Get early access

Metal

£29.99 per month
8% cashback
  • Everything in Premium
  • Brushed-brass metal card
  • 0% FX, fee-free ATM
  • Dedicated concierge
Get early access
Card issuance
Virtual + physical
Free
GBP transfer
Instant via Faster Payments
Free
Crypto top-up
Load from any wallet
Free
FX conversion
Standard plan rate
0.5%
ATM withdrawal
Up to £800/day
£2.00
International transfer
SWIFT & SEPA supported
0.3%

All prices in GBP. Business accounts may have different terms. Full fee schedule available upon registration.

Getting started

Verify once, unlock the vault

01

Sign up & verify once

Create your account and complete one KYC check. That single verification covers every Vaulta service — no repeating it.

02

Choose your services

Start with one area or activate them all from day one. Add more to your membership any time as your needs grow.

03

Move your money

Spend, trade and earn from a single balance. Everything settles inside the same secured account.

For companies

Business accounts available

Multi-currency accounts, team cards, FX, OTC trading and treasury management for growing companies.

Apply for business account

Accounts are provided by regulated partners. Vaulta Pay is not a bank.

Accounts in GBP, EUR and USD
FX accounts & international payments
OTC desk for high-volume trades
Investments for corporate portfolios
Dedicated account manager
Team cards with custom spending controls
White label

Your brand, our vault

Launch a fully branded finance platform without building the infrastructure. We handle the licensing, technology and support behind the scenes — you own the brand, the customers and the relationship.

Explore white label
Your brand, end to end
Compliance & licensing handled by partners
Cards, accounts and crypto included
Go live in weeks, not years
Dedicated integration support
What we stand for

Built on conviction

"

We believe finance should have no borders, no barriers, and no middlemen standing between you and your money.

"

At Vaulta, we don't ask you to choose between traditional and decentralised finance. We built both behind one door.

Early access

Be first through the door

Join the waitlist for Vaulta Pay. We'll notify you the moment your vault opens.

Cryptoasset services are unregulated in the UK. Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Vaulta Pay is a brand operated under licensed third-party providers; regulated activities are carried out by those providers. Services not yet live.

Vaulta Pay is a brand, not a bank

Vaulta Pay is a financial technology brand. It is not a bank and does not itself hold a banking, e-money, payment or cryptoasset licence. Regulated services — payment accounts, e-money, card issuing and cryptoasset services — are delivered by licensed third-party partners. Availability of any service, feature or currency depends on your location, eligibility checks and partner approval.

Cryptoassets are high-risk and largely unregulated in the UK; you may not be protected if something goes wrong. Nothing on this site is financial, legal or investment advice. Figures shown are illustrative and services are not yet live.